Effective Date: February 14, 2025
Last Updated: March 31, 2026
By accessing or using the Website or services, you agree to be bound by these Terms and all applicable policies referenced herein, including our Privacy Policy.
1. ACCEPTANCE OF TERMS
By using the Website or services, you agree to comply with these Terms and all applicable laws and policies referenced herein.
2. USER ELIGIBILITY
You must be at least 18 years old to use our services. If under 18, parental or guardian consent is required.
3. SERVICES PROVIDED
MFIVE & Associates provides financial education and consulting services to individuals, families, and business owners. Services include:
- Financial education and strategy consultations
- Life insurance–based financial strategies (cash value planning, protection planning, living benefits concepts)
- Retirement planning education and tax-advantaged wealth strategies
- Wealth accumulation and cash flow strategy consulting
- Family banking and infinite banking concepts
- Business financial structuring support
- Client needs assessments and personalized financial strategy discussions
- Educational workshops and financial literacy content
All services are educational and consultative in nature and do not replace legal, tax, or investment advice from licensed professionals.
4. ACCOUNT REGISTRATION
You agree to provide accurate information when registering and to maintain confidentiality of your account credentials.
5. USER OBLIGATIONS AND RESTRICTIONS
You agree not to misuse the Website or services, including unlawful activity, unauthorized access, or system disruption.
6. PAYMENT AND BILLING
If applicable, you agree to provide accurate billing information and authorize payment processing for purchased services.
7. CONTENT OWNERSHIP
All content is owned by MFIVE & Associates and protected by applicable intellectual property laws.
8. THIRD-PARTY LINKS
We are not responsible for third-party websites or services linked from our platform.
9. PRIVACY POLICY
Your use of our services is governed by our Privacy Policy.
10. TERMINATION
We may suspend or terminate access to services at our discretion if Terms are violated.
11. LIMITATION OF LIABILITY
MFIVE & Associates is not liable for indirect, incidental, or consequential damages resulting from use of our services.
12. INDEMNIFICATION
You agree to hold harmless MFIVE & Associates and its affiliates from claims arising from your use of our services.
13. GOVERNING LAW
These Terms are governed by the laws of the State of Georgia. Any disputes shall be handled in courts located in Snellville, Georgia.
14. CHANGES TO TERMS
We may update these Terms at any time. Continued use of services constitutes acceptance of changes.
15. SMS COMMUNICATIONS
By providing your phone number and opting in, you consent to receive SMS messages from MFIVE & Associates related to financial education, appointment scheduling, consultation follow-ups, client support, and service updates.
Message types may include appointment reminders, financial consultation follow-ups, educational updates, client support messages, and occasional promotional communications.
SMS consent is not a condition of purchase. You may opt in through web forms, lead submissions, or direct communication.
You may opt out at any time by replying STOP to any message received. After opting out, you will no longer receive SMS messages unless you re-subscribe.
For assistance, reply HELP or contact us using the information below.
Message and data rates may apply depending on your mobile carrier plan. MFIVE & Associates is not responsible for these charges.
Message frequency may vary depending on user interaction, appointments, and service engagement.
Mobile carriers are not liable for delayed or undelivered messages.
16. CONTACT INFORMATION
MFIVE & Associates
Website: mfiveandassociates.net
Email: admin@mfiveinc.net
Phone Contacts:
Felicia McTiller: (470) 929-2933
Tromane McTiller: (470) 222-0751
Malik McTiller: (786) 604-4618
Jonathan Robertson: (901) 574-8432